Big Hat, No Cattle... Financial Style

Next time you see someone decked out in adie married while eighty percent of ladies die
great looking outfit or driving a snazzy car, don'tsingle. (And no, it is not as we are killing them off!
say that they have it all figured out, financiallyIt's due to ladies's longer life spans and the
talking. Even in these recessionary times, aprobabilistic wish for men to remarry at increased
surprising number of US citizens continue torates when divorced in later life). The phrase
project external pictures that bare littleladies and monetary independence does not need
resemblance to their inner financial fact. Over 70to be an oxymoron.
percent (yes, 70 percent!) of Americans liveThe excellent news is that in contrast to general
paycheck-to-paycheck according to the Americanperception, getting into monetary shape is not
Payroll organisation. The bottom line is thatcomplex. Despite all the fancy systems debated
notwithstanding outward appearances ofon TV and in the papers, when you boil it down,
"affluence" over two-thirds of USA citizens aresolid cash management for girls is pretty
financially unfit.straightforward: (1) learn to live within your
Believe it or not, you simply learned one of themeans; (2) invest your savings wisely; (3) and
key revelations to achieving successful cashprotect yourself against the unforeseen.
management for women. In Texas, thisAs a finance expert I've observed time and again
phenomenon is colorfully known as "big hat, nohow managing your money is one of those things,
cattle." as a private finance expert for girls one oflike parenting, that you are just supposed to learn
the strongest messages I can highlight is this :"as you go along," literally millions of people end up
Millions of Americans project outward images ofknowing lost in a sea of financial confusion. It
prosperity when in the privacy of their owndoesn't just intended to be this way. Learning -
homes money issues are stressing them out likeand acting on - a few simple financial lessons will
no-one's business.put you on the trail to becoming the embodiment
While getting on top of one's finances is importantof the phrase women and financial independence.
to both genders, as a private finance expert forWhen it comes to money and acting on - Financial
girls, and keen counsel for girls and financialKnowledge is a Girl's Best Friend!" For suggestions
independence, I'd argue that it's additional crucialon how you can learn more about your personal
for us ladies. According to WISER (the Women'sfinances and begin to live your life from a position
Institute for a Secure Retirement), 80% of menof financial strength.